Investment Procedures

  • Performance Measurement

    Your portfolio once implemented will be compared to a benchmark or blended benchmark that reflects investment parameters against which the portfolio performance shall be compared on an ongoing basis:

    Reporting Procedures

    The following may be implemented when evaluating performance reporting:

    • Our custodian shall provide the investor with a statement no less than monthly that lists all assets held by the Investor, values for each asset and all transactions affecting assets within the portfolio, including additions and withdrawals.
    • The investor may receive no less frequently than on a quarterly basis and within 30 days within the end of each such quarter the following management reports:
    • Portfolio performance results over the last quarter, year, 3 years, and 5 years.
    • Performance results of comparative benchmarks for the same periods.
    • Performance shall be reported on a time-weighted and/or dollar-weighted rate of return basis.

    Rebalancing Procedures

    From time to time, market conditions may cause the portfolio’s investment in various assets classes to vary from the target allocation. To remain consistent with the asset allocation guidelines established, each asset class in which the portfolio invests shall be reviewed regularly and may be rebalanced back to the recommended weighting if the actual weighting varies significantly from the recommended weighting. Rebalancing maintains the portfolio at the previously agreed upon risk/reward levels. Prior to rebalancing, consideration will be given to any tax implications and fees. When new money is being added to the portfolio, rebalancing can be accomplished by investing into asset classes requiring additional funds, while the remaining money to be invested will be allocated according to the established target percentages.

  • Roles & Duties of each party

    The Investor

    The Investor must provide the adviser with all relevant and pertinent information relating to their financial condition, net worth, and risk tolerances etc. and must notify the advisor promptly of any changes to this information. The Investor should read and understand the information contained in his/her investment proposal or other material relating to the proposed asset allocation.

    The Adviser

    The Adviser is responsible for assisting the Investor in making an appropriate asset allocation decision based on the particular needs, objectives, risk profile, time horizons and etc. of the Investor.

    The primary role and responsibilities of the Adviser include:

    1. Periodically advising the Investor about the selection and allocation of asset categories.
    2. The identification of specific assets and investment managers within each asset category.
    3. The monitoring of the performance of all selected assets and asset classes.
    4. Recommending and/or implementing changes to any of the above.
    5. Periodically reviewing the suitability of the investments with the investor.
    6. Being available to meet with the Investor, and being available at such other times within reason as the Investor requests.
    7. Preparing and presenting appropriate investment reports